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Fire & Water - Cleanup & Restoration

Documenting Damage

9/10/2021 (Permalink)

Documenting Damage

You'll need to document the damage that has been done by the storm as soon as possible, particularly if your homeowner's insurance only covers certain types of damage. Take photos of the damage, and be sure to document any potential problems, such as mold, crumbling drywall or exposed power lines. It's a good idea to have pictures on file of the normal state of your house. So if you're concerned about a storm that hasn't hit yet, take photos both before and after the storm.

Insurance Claims

Contact your insurance company, which will assign you a claim representative. Work with the representative to have repairs done. The process sometimes takes several months, but most insurance policies will cover the damage after you've paid your deductible. Most homeowner's insurance policies won't cover flood damage, so if your home has flooded, contact your flood insurance company instead. If you don't have flood insurance, you might be stuck paying for the damage yourself. Contact a disaster clean-up company to come in and evaluate your home and begin the post-flood clean-up process.

https://homeguides.sfgate.com/should-after-house-damaged-storm-58794.html

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