Common Questions: What Water Damage Is Covered by Home Insurance?

4/7/2020 (Permalink)

Common Questions: What Water Damage Is Covered by Home Insurance?

There are some common questions people ask about what their home, condo or renter insurance covers, for water damage, here are a few of the most common questions:

• Is a water leak covered by home insurance?
• Is a leaking toilet covered by insurance?
• Is water damage from a leaking roof covered by insurance?

The answer to whether these are covered or not depends on the source of the damage, the type of policy you have and if the water damage is accidental and sudden or gradual.

Gradual damage water damage is not usually covered, so although your policy might have water damage coverages, if the reason for the damage is not sudden and accidental, then you may be denied in a claim. 

https://www.thebalance.com/how-to-handle-water-damage-claims-3860314

 SERVPRO of Grand Prairie is here for all of your restoration needs.