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Fire & Water - Cleanup & Restoration

Understanding the damage caused by water leaks

6/10/2020 (Permalink)

Understanding the damage caused by water leaks

Many property losses experienced by business owners involve water damage caused by leaky pipes. Water can be very destructive whether it seeps from a loose fitting or gushes from a ruptured main. Fortunately, many types of water leaks are covered by a commercial property policy.

What's Covered

Most commercial property policies cover damage to covered property caused by any peril that isn't specifically excluded. While property policies contain a broad water exclusion, the exclusion applies mainly to flood and related perils like surface water, waves, mudflow, and the overflow of a body of water. It makes no mention of leaky pipes.


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