Lightning Strikes and Power Surges

9/14/2020 (Permalink)

WHAT TYPES OF STORM DAMAGE DOES HOMEOWNERS INSURANCE COVER?

Lightning Strikes and Power Surges

Should lightning strike your home or other structure covered by your policy, the resulting damage, such as fire or smoke damage, is typically covered by homeowners insurance. Some policies also provide coverage for power surges and outages that are the result of a lightning strike, such as damaged electronics or appliances. As with any coverage, limits will apply. Check your policy or contact your agent to learn the types and amount of coverage it provides.

https://www.allstate.com/tr/home-insurance/homeowners-insurance-cover-storm-damage.aspx

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